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Vice Chair of the Board of Directors of wefox Holding AG 

Julian Teicke is a successful serial entrepreneur and investor, having founded several ventures. Prior to founding wefox, Julian co-founded ‘DeinDeal’, one of the largest eCommerce platform in Switzerland, which was successfully acquired by a global media company. In 2020, Julian also founded The Delta, which is a venture catalyst, and already has more than 50 hyper-growth start-ups in its portfolio.

Member of the Board of Directors of wefox Holding AG

Fabian Wesemann is a former investment banker with a strong track record as a founder and operator. Fabian oversees the financial and data strategy for wefox and leads the company’s strategic investment initiatives and major funding rounds, including equity fund raising, debt raise and M&A activities. Fabian has raised more than €1bn to date, completed several M&A transactions and is a strong advocate of data-driven decision making.

Founder and Group Chief Financial Officer

Peter Huber is a seasoned entrepreneurial leader with over 20 years of insurance expertise in Europe, Asia, the Middle East, and Latin America. At wefox, Peter is responsible for the insurance operations, including the captive insurance carriers. He also looks after the company's insurance strategy and innovation, including partner companies. Prior to wefox, Peter was the CEO of Zurich's International Division. Peter has spent many years in Asia with Zurich and Allianz. Prior to that, he worked for Swiss Life in various roles. Peter has a law degree from the University of St. Gallen, a Masters in Finance from the London Business School, as well as an AMP from the Harvard Business School.

Laura Eschricht has nearly two decades of international brand and marketing experience across multiple industries. She began her career in the beauty industry, working for cosmetics giants like L'Oréal and Henkel, before moving to the US to help grow scale-up indie brands such as amika and Moroccanoil. Prior to joining wefox, Laura held multiple positions at e-commerce giant Zalando, including Head of Marketing DACH and in Global Social Media, PR, and Influencer. She also built the Brand Marketing function for the Zalando Offprice Business. Laura is passionate about mentorship, is a published author and a frequent speaker on the topic of brand marketing and measurability.

Passionate about technology: three words that capture the heart, spirit, knowledge, and talent of Sergi Baños. Sergi started his career as an intern at Salesforce. There, he honed his skills across many aspects of a global business including experience as a developer, product tester, consultant, and data manager. In 2019, Sergi was announced as one of the 30 Under 30 by Forbes, and he was recently appointed to the Forbes All Star Alumni, representing the class of 2019.

Nicholas Walker is a seasoned HR professional with more than 25 years’ global HR experience that spans technology, fintech, and payment industries; most recently Paysafe. Nick started his career in HR within large American Corporates including Xerox and Schlumberger, before taking senior roles within European IT companies including Bull and Atos. Before joining wefox Nick spent ten years with Paysafe, as Chief People Officer. In this role Nick supported 4,000 people globally, managed 5 changes in ownership, including recently a NYSE listing, and helped with 16 acquisitions and significant organic growth and transformation. Nick is passionate about people, coaching and cultural transformation.

Fabienne Doerig has over a decade experience in Finance + Operations. She has a strong track record in driving finance transformation and handling M&A projects. Fabienne is passionate about technology and building high-performing, results-driven teams. Her mission is to create modern, scalable organizations by driving operational excellence and customer obsession. Prior to joining wefox, Fabienne has successfully scaled several B2B tech companies as COO and CFO. She also gained extensive experience at EY, where she held various roles in audit and transaction advisory. Fabienne is a Certified Public Accountant (CPA).

Dr. Ronny Fischer is a proven strategy & digital business-building leader with comprehensive global insurance industry experience. Before joining wefox, he spent 14 years at Zurich Insurance Group holding strategy, transformation, and corporate venturing roles with progressive responsibilities.

Ronny has worked in P&C and Life insurance businesses with particular exposure to European and Latin American markets. Ronny holds a Ph.D. in Management from the University of St. Gallen (CH).

Dr. Marc Olivier Morant is a highly accomplished, visionary Legal & Compliance leader with 20+ years of experience in the Swiss, European, US and Asian insurance markets and a demonstrated capability to think laterally, run major transactions, deliver transformation and lead large teams. He has a deep understanding of client challenges in both adopting and implementing efficiencies using tech and legal process. With his strong in-house General Counsel track record and proven entrepreneurial streak, he represents that rare species of attorney who has not only proven professional competence at the highest level, but also that he can support generating turnover and profit with a high level of expertise. At wefox Marc is responsible for leading the international Legal, Compliance and Data Privacy teams and supports the Board in all matters as Company Secretary.

Group General Counsel and Company Secretary

Dr. Blaich has an impressive insurance pedigree, with two decades holding various senior management roles in sales, product management and operations within the Swiss Life Group, servicing the sales organisations horbach, Proventus, tecis and Swiss Life Select. Prior to joining wefox, Dr. Blaich was a Managing Partner for Franke und Bornberg Research in Germany, where he was responsible for the expansion of their platform strategy.

Leading by example is his driving force: For our Italian country operations Matteo Bevilacqua provides the leadership and deep industry experience to drive business forward. He combines the two sides of our industry: Having both worked at one of the cradles of insurance, Lloyd's in London, and providing tech-savvy, customer-friendly solutions as the CEO of Mansutti S.p.A., he knows how to holistically combine the best of both worlds to make insurance 10x better.

With unique experiences in insurance, technology and fintech, Emanuele Diquattro has joined the wefox team as country lead for Switzerland. He was previously CEO of Adcubum, a leading software provider for the international insurance industry, and was a long-term member of Sanitas Versicherungen’s executive board.

Rainer Vogelmann knows what it’s like to build a business from the ground up. Now our country lead for Austria, he started his career as an independent broker and eventually went on to found DIE Maklergruppe, a cooperation platform for brokers. Since joining the wefox Group, Rainer has managed our Austrian subsidiaries and has led by example. He is particularly proud of the fact that women occupy 50% of all leadership positions.

Nicole Hollander built TAF, a Dutch MGA in Life and Disability insurance. She started her career in IT and operations, and built TAF around the principles of a high level of automation, lean processes and extreme customer focus. With a focused and hands-on approach Nicole and her team became market leader in the Netherlands. Goal is to extend the successful TAF-model to all wefox countries.

As our country lead for Poland, Lorand Heissmann breaks down borders with wefox. As an experienced insurance manager both in his home markets and in Asia, he supports our expansion strategies by building strong partnerships, creating synergies and contributing an in-depth understanding of the local peculiarities of our different markets.

Yaron Valler has worked at the crossroads of technology for more than 25 years.

As one of the founders of Target Global, he is responsible for the firm’s growth stage investment practice where he has led the investments in well-known companies including wefox, DocPlanner, Delivery Hero, Bird, and numerous others.

Prior to Target, Yaron held leadership positions at Hasso Plattner Ventures. He was also Vice President of Business Development at Technion Seed (formerly Technion Entrepreneurial Incubator Co. Ltd.) where he was involved in the creation of more than 20 startups including Corrindus and Mazor Robotics, which were both sold for over €1bn, and Rewalk which got listed on the NASDAQ.

In a personal capacity, he co-founded Excedo Technologies, a company that specializes in supply chain modelling and analytics software and was sold to Evantra in 2003. He began his career at Intel where he was part of the team that developed the Pentium processor.

Yaron holds an MBA from INSEAD and a B.Sc. in Information Systems Engineering from Ben-Gurion University.

Chair of the Board of Directors of wefox Holding AG

Dario Fazlic is a successful serial entrepreneur. Prior to founding wefox, he co-founded 'DeinDeal', one of the largest eCommerce platforms in Switzerland, which was successfully acquired by a global media company in 2015. He also was a co-founder of 'Movu', the biggest digital moving platform in Switzerland, which was acquired by a Swiss insurance company. Dario is also the founder and investor of 'Immozins', Switzerland's leading prop-tech and he is an investor and chairman of evulpo, an online learning platform.

Henry is a Partner at OMERS Ventures, where he is responsible for researching and executing on investment opportunities and supporting portfolio companies post-investment.

Prior to joining OMERS Ventures, Henry was an investor at BGF Ventures where he led several Series A & B investments including the Cybersecurity startup, Garrison Technology, and the biometric identity platform, AimBrain. Before BGF Ventures, Henry was a lawyer at Slaughter and May, and later served as General Counsel at the late-stage venture capital fund Hedosophia where he led the legal process for all investments.

Henry holds a History degree from Christ’s College, a constituent college of the University of Cambridge and a Graduate Diploma in Law (GDL) from BBP University.

Chair of the Compensation and Nomination Committee

As Head of Ventures at Mubadala Capital, Ibrahim is responsible for Ventures global strategy across US and Europe. Since joining Mubadala in 2006, Ibrahim has held a number of key roles within the organization. Among others, he served as Chief Executive Officer of the Advanced Technology Investment Company, a then fully owned Mubadala asset, where he oversaw the creation and strategic growth of GLOBALFOUNDRIES, a leading specialty foundry within the Mubadala portfolio that went public on the NASDAQ in 2021. Prior to that, he was Associate Director in Mubadala’s acquisitions unit, executing major M&A transactions around the world in a range of different industries. Before joining Mubadala, Ibrahim worked for various companies in Silicon Valley and for Occidental Petroleum in Abu Dhabi. Ibrahim holds a Bachelor’s degree from Northeastern University, and an MBA from the University of Southern California.

(Designated) Chair of the Audit Committee of the Board of Directors of wefox Holding AG

A financial director with considerable international experience, Helen Heslop has spent over 20 years working at some of the world’s biggest companies. She has extensive experience in retail banking, consumer finance and insurance. Helen is currently a member of the executive board and chair of the audit committees of Hiscox Insurance Company Ltd, Aegon UK and Silicon Valley Bank UK.

She holds an MA in Economics from the University of Cambridge and is a UK chartered accountant.

Chair of the Risk Committee of the Board of Directors of wefox Holding AG

Hanna Jacobsson is a board member of wefox, Skandia Liv, IFS and FCG. Prior to that she was the Chief Risk Officer at Klarna and has been Group CFO at Nordea Life & Pensions. She has almost 20 years of experience in the Insurance industry and is a qualified actuary at the Swedish Society of Actuaries.

After receiving his MBA from Harvard Business School, H.S.H. Prince Max von und zu Liechtenstein began his professional career in the private equity industry, where he worked for JPMorgan Partners and IK from 1993 to 2005. He has been CEO of LGT Group since 2006 and has been President there since 2021. He is also the founder and Chairman of Lightrock, a leading impact investing firm with over CHF 3 billion in client assets under management.

H.S.H Prince Maximilian von und zu Liechtenstein

Here are some things to consider when deciding if you should report a claim or not:

- Was anyone injured?
- Did you damage 

 else's property or vehicle?
- Is it unsafe to live in your home or drive your car?
- Are the damages above your deductible?

If you answered 

 to one or more of these questions, you should consider filing a claim.


When should I report a claim?

you log into the website (link on the upper right side) and follow the steps requested.

you download/open your wefox App on your smartphone and follow the steps requested (you can download the wefoy App in the links enabled on the right of this section).


You can reach out to us by email anytime as well: claims@wefox.de

Just for 

claims: You can reach us by telephone too at 

How do I file a claim with wefox Insurance?

If you have concluded further contracts with other insurers (e.g. ARAG, Axa, Allianz, etc.) via wefox, please contact your broker or the insurance company directly. This will speed up the processing.

If you’re not sure which company is your insurance provider, please email us to 

. We’ll process your request directly then. However, please note this will take a little more time. We therefore ask you kindly to be patient with us.

How do I file claims concerning other insurers, means not wefox Insurance AG?

If a wefox customer caused a damage to your car or property, please send an email to us with details to 

Your information: name, address and phone number.

Details of the wefox customer: name, address, contract number and car license plate.

Claim details: date and location of the event, description and images of the damage.

Our claims team will review your claim and will get back to you shortly.


What do I do if a wefox customer has damaged my car or my property?

A deductible is an amount of money that you are responsible for paying toward an insured loss.
 
You're responsible for your policy's stated deductible every time you file a claim. After you pay the car deductible amount, your insurer will cover the remaining cost to repair or replace your vehicle.



 
If you have a €500 deductible and €2,000 in damage from a covered accident, your insurer will pay €1,500 to repair your car, and you'll be responsible for the remaining €500.

How do car insurance deductibles work?

If your auto insurance deductible is higher than the cost of the damage to your vehicle, you'll pay for the entire cost out of pocket as the insurer only covers damages above your deductible amount. In these cases, you may not need to file a claim.

 
Your car repairs only amount to €500 and your deductible is €1,000. You'll pay for all the repairs out of pocket because the cost is lower than your deductible amount.

What if my car insurance deductible costs more than my repairs?

wefox is a digital insurer. We’re redefining insurance by making it simple, convenient, and trustworthy.

What is wefox?

The wefox App is free for all wefox Insurance customers. Step by step instructions are sent with your new wefox Insurance policy; just click the link in the email in your confirmation mail, download the app, set up your individual password – and you’re done!

How do I sign up for the wefox App?

wefox Insurance customers can access their policy documents 24/7 via the document center in their wefox App.

Where can I find my wefox Insurance policy documents?

Your wefox App makes it easy to update your personal data, make changes to your wefox Insurance policies, including cancellations, or change payment methods with a few clicks.

How can I change my contact, account or address data in the wefox App?

Ask your broker if they offer wefox Insurance or schedule an appointment with a wefox exclusive advisor by clicking ‘Get advice’ in the header right on top of our website. You can also find us on most of the best comparison sites.

How can I buy wefox Insurance products?

Do you still have third-party contracts with other insurers that you have concluded via wefox and/or you can no longer log into the former wefox App? Don't worry: Just send us an email at 

. 

Our wefox Service Team will help you quickly and unbureaucratically. They are exactly the right contact persons for your request.

I can't access the former wefox App & my third-party contracts. Who do I contact?

Now you see the next possible cancellation date

Done! Your policy cancellation to the next possible date was successful

How can I cancel my wefox Insurance policies?

If you cause an accident but don't damage your car, you won't pay a deductible. In this scenario, your liability coverage would pay for the other driver's injuries and property damage, which doesn't carry a deductible. However, if your vehicle is damaged in the accident and you decide to file a collision claim, then you would pay your collision deductible.

Do I pay a deductible if I damaged a car?

Glass damage to the car is usually caused by falling rocks. If you have partially comprehensive coverage, then you should be covered for auto glass repair, including a full windshield replacement. The defective part (windshield, headlight, mirror) will be repaired or replaced.


If a glass breakage is caused by yourself or as a result of vandalism / hit-and-run, only fully comprehensive insurance applies.

: You shouldn't wait too long after the damage occurs to report a glass claim, and the claim should be filed before any repairs take place. The longer you wait to get your windshield or window fixed, the more likely the chip or crack will spread.

Does car insurance cover windshield damage?

If your windshield breaks, you should file a claim as soon as possible and before any repairs are made. If the damage occurs while you're driving, pull over as soon as you can, and report your claim immediately.


If your windshield gets chipped or cracked, you should file a comprehensive claim as soon as you can, and before you proceed with repairs.

 You shouldn't wait too long after the damage occurs to file a glass claim, and the claim should be filed before any repairs take place. The longer you wait to get your windshield or window fixed, the more likely the chip or crack will spread.

What should I do if I have a broken windshield?

Over time, assets (cars, equipment, buildings) lose value due to age, wear and tear, or obsolescence. The amount that the asset decreases in value from the original value to its current value is referred to as depreciation.

What is depreciation?

A term for the fact that an insurance contract for the same person already exists or existed with the same or another insurance company.

What exactly is meant by pre-insurance? 

The longer a policyholder drives without a claim, the higher his no-claims bonus, expressed by the SF class. Driving license regulation possible (SF ½). Prerequisite driving license possession of at least 3 years.

What is a no-claims class?

The Switch Rate is a special rate in our company. We take the premium and benefit of the previous insurance and reduce the annual premium by 5%.

The following benefits are included: free choice of workshop, open driver circle, accompanied driving, a premium guarantee of 3 years (applies to rate premium adjustment.)

What is a Switch Rate? 

An eVB is the official abbreviation for electronic insurance confirmation. The eVB was introduced in 2008 as part of the Vehicle Registration Ordinance (FZV). As of this date, insurers were obliged to transmit the insurance confirmation electronically to the registration authorities. This is required when the policyholder moves or registers a vehicle.

What is an eVB?

Requests can only be submitted/offers can just be provided by our affiliated brokers, exclusive brokers, and through the wefox Insurance Portal.

How to submit a request for insurance?

The International Road Traffic Insurance Card – also known as the Green Insurance Card – is part of an international, predominantly European system that allows you to drive to other countries with your country of origin's third-party motor insurance without having to purchase additional insurance coverage under your national law. This can also be printed on paper.

What is the Green Insurance Card (Green Card)?

Just cars in private use (wagon number 112).

What do we cover with the car insurance?

Possible only for Comfort and Comfort+ rates. Not possible for the Switch Rates.

How can I change the rates?  

How can I remove partial Casco SB or full Casco SB?

Possible to cancel your contract after the end of a whole insurance year, after completion of claim settlement, 14 days after having received the first documents, 30 days after adjustment of benefits/premium/special termination, after deregistration through the registration office (decommissioning).

When can I cancel my contract?

The 2nd car regulation is possible (maximum SF4), the first car does not have to be insured with wefox. But then a proof of the second car regulation is required.

What does the 2nd car regulation look like?

Your bank account could not proceed with the payment, the SEPA direct debit mandate is blocked or there is already a credit.

Why has wefox not purchased my premium? 

I have transferred the premium to wefox already.

Has wefox received my transfer? 

Please always state the correct reason for payment (Verwendungszweck) and the insurance number, which is important for internal processing.

Inhaber: 
wefox Insurance AG
Bank: UBS Europe SE
IBAN: DE39 5022 0085 1092 5800 18
BIC: SMHBDEFFXXX

Strasse: 
Bockenheimer Landstrasse 2-460306 Frankfurt am Main
Deutschland

Verwendungszweck: (Contract Number)

The reason for payment is your policy Number (6 signs).

How do I pay my premium to wefox correctly?

Currently, we just offer the usage of Direct Debit and Credit Card. 

Which payment methods are possible? 

Anyone who lives in Germany, is over 18 years old, owns a permanently occupied house and has not had more than one claim in the last 5 years.

Who can purchase the homeowner insurance?

Multi-family buildings are excluded from our protection because separate protection requirements are prescribed by law for owners.

Are there certain buildings that can't be insured?

The sum insured depends on the value of the building. However, some tariffs also have fixed sums insured that depend on the tariff coverage.

How much is the sum insured?

No documents are required to take out the insurance.

What documents are necessary to purchase this insurance?

This depends on the claim. As a rule, you should contact us in the event of damage before you repair anything. We will then take care of the rest.

Is there a deductible in case of damage?

We’re all about benefits. Our global team offers you:

Flexible working hours and hybrid working.

Free access to a platform for mental health and well-being. Personalised support, including one-on-one coaching and therapy, for all aspects of your life, whether private or professional.

Innovative tools and technologies –  they’re all waiting for you.

Great opportunities! We foster talent wherever we find it and help career changers get ahead through individual development, training and coaching programmes.

Coffee creations, soft drinks, fruit and plenty of snacks, all free of charge and ready to be grabbed.

We’re active in eight countries, and each location has its own additional benefits. One of our TA partners will be happy to tell you more during your interview.

What benefits do wefox employees enjoy? 

Your work-life balance is important to us. With our cross-site work models, you’ll get the flexibility you need.

 
(Germany – for external consultants and external sales staff). 
You decide where to work. You only need to come to the office when your team lead or manager asks you to do so.


(Germany, Spain and France – Data, Tech, Product, Finance, Legal, Marketing, Global Ops, Insurance, People, Staff & Strategy). 
You come to the office at least once a week (but no more than three days a week).

 
(Austria and Germany, BW24 and Call Centre). 
Your workplace is in the office. Of course, you can work from home occasionally – just talk to your team lead.

What work models exist at wefox?

As an insurtech company, our team uses following technologies: Spring Cloud, AWS, PostgreSQL, Kafka, MongoDB, Github Actions, Kubernetes, Terraform and many more.

What technologies does wefox use?

wefox operates in eight European countries:

Where can I work with wefox?

Applying for a job with wefox is easy. You can either head straight to our 

 and get in touch with our Talent Acquisition Team if you are looking for a suitable vacancy or have questions about a position.

How do I apply?

3, 2, 1 – done? It really is as simple as that.


Have you proactively applied for a job or been contacted by one of our recruiters? Feel free to fire all your questions at us during our first call. Your TA partner is looking forward to getting to know you.

In a second interview, either on site or online, you’ll meet your potential supervisor and learn more about the team and your specific tasks.


Time to get active: you’ll get a chance to showcase your skills by solving a sample task. In return, we’ll give you extensive feedback and you’ll find out if this is the right challenge for you.


Meet the team. In a cultural-fit call, you’ll get to know your potential colleagues.

You want it. We want it. It’s a done thing. We’ll offer you a contract, and all you need to do is sign.

Hurrah! You’ll be starting soon. Our onboarding process ensures that you’ll have a pleasant landing.

Depending on the requirements of your specific position, this may involve several rounds of talks. Your TA partner will tell you all the details in advance.

How is the recruitment process structured?

wefox makes all the difference, because …

We combine cutting-edge technology and innovation with passion and enthusiasm.

We blend the advantages of start-up culture with the stability of an established company.

Ambitious newcomers meet experienced industry experts.

Our team is composed of people from more than 50 countries, so we live and breathe diversity.

We value your creativity and give you plenty of freedom to bring your own ideas to life.

At wefox, we have a hands-on mentality! You’ll be part of the insurtech revolution from your very first day.

What makes wefox special as an employer? 

wefox is a B2B2C company that has been active since 2015.

To our end clients, we provide innovative solutions for all their insurance needs by being their insurance advisor, insurer and broker all in one.

What exactly is it that wefox does?

In what departments can I work?

Our vibes are just right! These are our values – the fundamental elements of our wefox DNA:

What are the values of wefox?

For an insurtech that aspires to be 10x better than the status quo, we have the right visionaries on board.

Our Leadership Team

Meet our Leadership Team

Julian Teicke

Fabian Wesemann

Peter Huber

Laura Eschricht

Sergi Baños

Nicholas Walker

Jonathan Wismer

Fabienne Doerig

Dr. Ronny Fischer

Dr. Marc Olivier Morant

Our Country Leads

Dr. Günther Blaich

Matteo Bevilacqua

Emanuele Diquattro

Rainer Vogelmann

Nicole Hollander

Lorand Heissmann

Our Board of Directors

Mark Hartigan

Julian Teicke

Yaron Valler

Dario Fazlic

Fabian Wesemann

Henry Gladwyn

Ibrahim Ajami

Helen Heslop

Hanna Jacobsson

H.S.H Prince Maximilian von und zu Liechtenstein