Filing a claim?
Easy!

Ommmm ... If you have a wefox insurance policy, just file a claim online. We’ll take care of the rest.

Just follow 3 steps to file a claim.

1.

Tell us what happened.

Answer a few questions to let us understand what happened.

2.

Upload documentation.

Upload important documents (e.g. pictures and invoices).

3.

Submit your claim.

Done! We'll take care of the rest.


Got any questions? You'll find the answers here.

When should I report a claim?

Here are some things to consider when deciding if you should report a claim or not:

- Was anyone injured?
- Did you damage someone else's property or vehicle?
- Is it unsafe to live in your home or drive your car?
- Are the damages above your deductible?

If you answered yes to one or more of these questions, you should consider filing a claim.

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How do I file claims concerning other insurers, means not wefox Insurance AG?

If you have concluded further contracts with other insurers (e.g. ARAG, Axa, Allianz, etc.) via wefox, please contact your broker or the insurance company directly. This will speed up the processing.

If you’re not sure which company is your insurance provider, please email us to [email protected]. We’ll process your request directly then. However, please note this will take a little more time. We therefore ask you kindly to be patient with us.

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What do I do if a wefox customer has damaged my car or my property?

If a wefox customer caused a damage to your car or property, please send an email to us with details to [email protected].

Please add the following information:

  • Your information: name, address and phone number.
  • Details of the wefox customer: name, address, contract number and car license plate.
  • Claim details: date and location of the event, description and images of the damage.

Our claims team will review your claim and will get back to you shortly.


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How do car insurance deductibles work?

A deductible is an amount of money that you are responsible for paying toward an insured loss.

You're responsible for your policy's stated deductible every time you file a claim. After you pay the car deductible amount, your insurer will cover the remaining cost to repair or replace your vehicle.

Example:
If you have a €500 deductible and €2,000 in damage from a covered accident, your insurer will pay €1,500 to repair your car, and you'll be responsible for the remaining €500.

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What if my car insurance deductible costs more than my repairs?

If your auto insurance deductible is higher than the cost of the damage to your vehicle, you'll pay for the entire cost out of pocket as the insurer only covers damages above your deductible amount. In these cases, you may not need to file a claim.


Example:

Your car repairs only amount to €500 and your deductible is €1,000. You'll pay for all the repairs out of pocket because the cost is lower than your deductible amount.

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Faster with the wefox App.

Download our wefox App and file claims on the go.